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Google Pay

Google Pay

Android Mobile Payments

VS

APS International

A
Fees from
Free for consumers, merchant fees via processor vs Low fees from 99p per transfer, with occasional zero-commission promotions; exchange-rate margin applied on currency conversion.
Features

0 shared

1 unique to Google Pay
Regions

2 shared

2 unique to Google Pay · 1 unique to APS International
Pay methods

0 shared

4 unique to Google Pay · 2 unique to APS International

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1 features · 6 payment methods · 5 regions. We don't rank these — they're here for reference.
Google Pay Google Pay
APS International
Quick Facts
Fees
Standard transaction rate
Free for consumers, merchant fees via processor
Low fees from 99p per transfer, with occasional zero-commission promotions; exchange-rate margin applied on currency conversion.
Settlement
Time to receive funds
Same day
—
Founded
2015
—
Headquarters
Mountain View, California
Birmingham, United Kingdom
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Google Pay leads (1 vs 0)
Instant Payout Unique
✓
—
Payment Methods
Google Pay leads (4 vs 2)
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
✓
—
Mastercard Unique
—
✓
Visa Unique
—
✓
Regions
Google Pay leads (4 vs 3)
Africa Unique
—
✓
Asia Unique
✓
—
Europe
✓
✓
North America
✓
✓
Oceania Unique
✓
—

Google Pay is best when you...

Android Mobile Payments
Need Instant Payout
Not available with APS International
Want coverage in Asia, Oceania
APS International doesn't cover these regions
View Google Pay

APS International is best when you...

Want coverage in Africa
Google Pay doesn't cover this region
View APS International

Frequently Asked Questions

What is the difference between Google Pay and APS International?
They share 0 payment methods and 2 regions. Google Pay adds Bank Transfer, Credit Card, Debit Card and 1 more that APS International does not list; APS International adds Mastercard, Visa that Google Pay does not list; Google Pay also covers Asia, Oceania; APS International also covers Africa.
Which is cheaper, Google Pay or APS International?
Google Pay has published rates from Free for consumers, merchant fees via processor; APS International has published rates from Low fees from 99p per transfer, with occasional zero-commission promotions; exchange-rate margin applied on currency conversion.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Google Pay and APS International?
Google Pay lists 4 regions and 4 payment methods; APS International lists 3 and 2. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Google Pay and APS International compare on integration and settlement?
Google Pay offers a sandbox, APS International does not list one; Google Pay supports webhooks; Google Pay publishes a settlement time of Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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