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Google Pay

Google Pay

Android Mobile Payments

VS

Authorize.Net

Advanced Fraud Detection

Authorize.Net
Fees from
Free for consumers, merchant fees via processor vs $25/month + 2.9% + $0.30
Features

0 shared

1 unique to Google Pay · 4 unique to Authorize.Net
Regions

3 shared

1 unique to Google Pay
Pay methods

0 shared

4 unique to Google Pay · 10 unique to Authorize.Net
On settlement

Google Pay settles in Same day; Authorize.Net settles in 2–3 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 14 payment methods · 4 regions. We don't rank these — they're here for reference.
Google Pay Google Pay
Authorize.Net Authorize.Net
Quick Facts
Fees
Standard transaction rate
Free for consumers, merchant fees via processor
$25/month + 2.9% + $0.30
Settlement
Time to receive funds
Same day
2–3 business days
Founded
2015
1996
Headquarters
Mountain View, California
Foster City, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Authorize.Net leads (4 vs 1)
Enterprise Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Authorize.Net leads (10 vs 4)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Discover Unique
—
✓
Echeck Unique
—
✓
Google Pay Unique
✓
—
Jcb Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Google Pay leads (4 vs 3)
Asia Unique
✓
—
Europe
✓
✓
North America
✓
✓
Oceania
✓
✓

Google Pay is best when you...

Android Mobile Payments
Need Instant Payout
Not available with Authorize.Net
Want coverage in Asia
Authorize.Net doesn't cover this region
View Google Pay

Authorize.Net is best when you...

Advanced Fraud Detection
Need Enterprise
Not available with Google Pay
Need High Risk Accepted
Not available with Google Pay
View Authorize.Net

Frequently Asked Questions

What is the difference between Google Pay and Authorize.Net?
They share 0 payment methods and 3 regions. Google Pay adds Bank Transfer, Credit Card, Debit Card and 1 more that Authorize.Net does not list; Authorize.Net adds ACH, Amex, Apple Pay and 7 more that Google Pay does not list; Google Pay also covers Asia; only Google Pay offers Instant Payout.
Which is cheaper, Google Pay or Authorize.Net?
Google Pay has published rates from Free for consumers, merchant fees via processor; Authorize.Net has published rates from $25/month + 2.9% + $0.30. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Google Pay and Authorize.Net?
Google Pay lists 4 regions and 4 payment methods; Authorize.Net lists 3 and 10. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Google Pay and Authorize.Net compare on integration and settlement?
both offer a sandbox; both support webhooks; Google Pay settles in Same day, Authorize.Net in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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