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Google Pay

Google Pay

Android Mobile Payments

VS

Cellulant

Pan-African Payments

Cellulant
Fees from
Free for consumers, merchant fees via processor vs Custom
Features

0 shared

1 unique to Google Pay · 1 unique to Cellulant
Regions

0 shared

4 unique to Google Pay · 1 unique to Cellulant
Pay methods

3 shared

1 unique to Google Pay · 2 unique to Cellulant

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Show full specs
2 features · 6 payment methods · 5 regions. We don't rank these — they're here for reference.
Google Pay Google Pay
Cellulant Cellulant
Quick Facts
Fees
Standard transaction rate
Free for consumers, merchant fees via processor
Custom
Settlement
Time to receive funds
Same day
Varies by payment method
Founded
2015
2003
Headquarters
Mountain View, California
Nairobi, Kenya
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Payment Methods
Cellulant leads (5 vs 4)
Bank Transfer
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
✓
—
Mobile Money Unique
—
✓
Ussd Unique
—
✓
Regions
Google Pay leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
✓
—
Europe Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Google Pay is best when you...

Android Mobile Payments
Need Instant Payout
Not available with Cellulant
Want coverage in Asia, Europe, North America, Oceania
Cellulant doesn't cover these regions
View Google Pay

Cellulant is best when you...

Pan-African Payments
Need Enterprise
Not available with Google Pay
Want coverage in Africa
Google Pay doesn't cover this region
View Cellulant

Frequently Asked Questions

What is the difference between Google Pay and Cellulant?
They share 3 payment methods and 0 regions. Google Pay adds Google Pay that Cellulant does not list; Cellulant adds Mobile Money, USSD that Google Pay does not list; Google Pay also covers Asia, Europe and 2 more; Cellulant also covers Africa.
Which is cheaper, Google Pay or Cellulant?
Google Pay has published rates from Free for consumers, merchant fees via processor; Cellulant has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Google Pay and Cellulant?
Google Pay lists 4 regions and 4 payment methods; Cellulant lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Google Pay and Cellulant compare on integration and settlement?
both offer a sandbox; both support webhooks; Google Pay settles in Same day, Cellulant in Varies by payment method.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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