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Google Pay

Google Pay

Android Mobile Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
Free for consumers, merchant fees via processor vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

1 shared

3 unique to Google Pay · 3 unique to dLocal
Pay methods

1 shared

3 unique to Google Pay · 9 unique to dLocal

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2 features · 13 payment methods · 7 regions. We don't rank these — they're here for reference.
Google Pay Google Pay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Free for consumers, merchant fees via processor
3-7% all-inclusive
Settlement
Time to receive funds
Same day
2–7 business days
Founded
2015
2016
Headquarters
Mountain View, California
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
dLocal leads (10 vs 4)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Mastercard Unique
—
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa Unique
—
✓
Regions
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—

Google Pay is best when you...

Android Mobile Payments
Want coverage in Europe, North America, Oceania
dLocal doesn't cover these regions
View Google Pay

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Google Pay
Want coverage in Africa, Latin America, Middle East
Google Pay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Google Pay and dLocal?
They share 1 payment method and 1 region. Google Pay adds Credit Card, Debit Card, Google Pay that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that Google Pay does not list; Google Pay also covers Europe, North America and 1 more; dLocal also covers Africa, Latin America and 1 more.
Which is cheaper, Google Pay or dLocal?
Google Pay has published rates from Free for consumers, merchant fees via processor; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Google Pay and dLocal?
Google Pay lists 4 regions and 4 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Google Pay and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Google Pay settles in Same day, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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