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GoPay CZ

GoPay CZ

Czech E-Commerce

VS

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

DECTA
Fees from
0.95% flat rate with no fixed per-transaction charges vs —
Features

0 shared

1 unique to GoPay CZ · 2 unique to DECTA
Regions

1 shared

7 unique to DECTA
Pay methods

6 shared

4 unique to GoPay CZ · 6 unique to DECTA
On region

DECTA covers 8 regions; GoPay CZ covers 1. Verify directly with each provider before signing.

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Show full specs
3 features · 16 payment methods · 8 regions. We don't rank these — they're here for reference.
GoPay CZ GoPay CZ
DECTA DECTA
Quick Facts
Fees
Standard transaction rate
0.95% flat rate with no fixed per-transaction charges
—
Settlement
Time to receive funds
1–3 business days
Next business day
Founded
2008
2015
Headquarters
Prague, Czech Republic
London, GB
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
DECTA leads (2 vs 1)
Enterprise Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
DECTA leads (12 vs 10)
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay
✓
✓
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Open Banking Unique
—
✓
Paypal
✓
✓
Samsung Pay Unique
—
✓
Sepa Unique
✓
—
Unionpay Unique
—
✓
Visa
✓
✓
Regions
DECTA leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

GoPay CZ is best when you...

Czech E-Commerce
Need Startup Friendly
Not available with DECTA
View GoPay CZ

DECTA is best when you...

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe
Need Enterprise
Not available with GoPay CZ
Need Recurring Payments
Not available with GoPay CZ
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
GoPay CZ doesn't cover these regions
View DECTA

Frequently Asked Questions

What is the difference between GoPay CZ and DECTA?
They share 6 payment methods and 1 region. GoPay CZ adds Credit Card, Debit Card, Maestro and 1 more that DECTA does not list; DECTA adds Alipay, Amex, Klarna and 3 more that GoPay CZ does not list; DECTA also covers Africa, Asia and 5 more; only GoPay CZ offers Startup Friendly.
Which is cheaper, GoPay CZ or DECTA?
GoPay CZ has published rates from 0.95% flat rate with no fixed per-transaction charges; DECTA has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use GoPay CZ and DECTA?
GoPay CZ lists 1 region and 10 payment methods; DECTA lists 8 and 12. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do GoPay CZ and DECTA compare on integration and settlement?
GoPay CZ offers a sandbox, DECTA does not list one; GoPay CZ supports webhooks; GoPay CZ settles in 1–3 business days, DECTA in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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