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GoPay

GoPay

Indonesian Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
~2-3% vs 3-7% all-inclusive
Features

1 shared

1 unique to GoPay · 1 unique to dLocal
Regions

1 shared

1 unique to GoPay · 3 unique to dLocal
Pay methods

3 shared

1 unique to GoPay · 7 unique to dLocal

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Show full specs
3 features · 11 payment methods · 5 regions. We don't rank these — they're here for reference.
GoPay GoPay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
~2-3%
3-7% all-inclusive
Settlement
Time to receive funds
Same day
2–7 business days
Founded
2016
2016
Headquarters
Jakarta, Indonesia
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 4)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
✓
—

GoPay is best when you...

Indonesian Payments
Need Startup Friendly
Not available with dLocal
Want coverage in Southeast Asia
dLocal doesn't cover this region
View GoPay

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with GoPay
Want coverage in Africa, Latin America, Middle East
GoPay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between GoPay and dLocal?
They share 3 payment methods and 1 region. GoPay adds QR Code that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that GoPay does not list; GoPay also covers Southeast Asia; dLocal also covers Africa, Latin America and 1 more.
Which is cheaper, GoPay or dLocal?
GoPay has published rates from ~2-3%; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use GoPay and dLocal?
GoPay lists 2 regions and 4 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do GoPay and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; GoPay settles in Same day, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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