GrabPay

GrabPay

Southeast Asian Super-app

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1% per transaction plus 7% GST (approx. 1.07% effective rate) vs Custom
Features

1 shared

2 unique to GrabPay · 4 unique to A-Pay
Regions

2 shared

4 unique to A-Pay
Pay methods

4 shared

6 unique to GrabPay · 15 unique to A-Pay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
7 features · 25 payment methods · 6 regions. We don't rank these — they're here for reference.
GrabPay GrabPay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1% per transaction plus 7% GST (approx. 1.07% effective rate)
Custom
Settlement
Time to receive funds
7 business days
1–2 business days
Founded
2012
2021
Headquarters
Singapore
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 10)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
✓
—
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paynow Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia
✓
✓

GrabPay is best when you...

Southeast Asian Super-app
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
View GrabPay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with GrabPay
Need High Risk Accepted
Not available with GrabPay
Want coverage in Africa, Europe, Latin America, Middle East
GrabPay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between GrabPay and A-Pay?
They share 4 payment methods and 2 regions. GrabPay adds Buy Now Pay Later, Debit Card, Digital Wallet and 3 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 12 more that GrabPay does not list; A-Pay also covers Africa, Europe and 2 more; only GrabPay offers Enterprise, Instant Payout.
Which is cheaper, GrabPay or A-Pay?
GrabPay has published rates from 1% per transaction plus 7% GST (approx. 1.07% effective rate); A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use GrabPay and A-Pay?
GrabPay lists 2 regions and 10 payment methods; A-Pay lists 6 and 19. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do GrabPay and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; GrabPay settles in 7 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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