Gravity Payments

Gravity Payments

Small Business Payments

VS

Basis Theory

Developer Tokenization Platform

Basis Theory
Fees from
Interchange + + $0.1 vs Free tier + usage-based
Features

1 shared

1 unique to Gravity Payments · 1 unique to Basis Theory
Regions

1 shared

1 unique to Basis Theory
Pay methods

3 shared

6 unique to Gravity Payments · 1 unique to Basis Theory
On region

Basis Theory covers 2 regions; Gravity Payments covers 1. Verify directly with each provider before signing.

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Show full specs
3 features · 10 payment methods · 2 regions. We don't rank these — they're here for reference.
Gravity Payments Gravity Payments
Basis Theory Basis Theory
Quick Facts
Fees
Standard transaction rate
Interchange + + $0.1
Free tier + usage-based
Settlement
Time to receive funds
—
—
Founded
2004
2020
Headquarters
Seattle, Washington
Des Moines, Iowa, USA
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Gravity Payments leads (9 vs 4)
Ach Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Credit Card
✓
✓
Debit Card Unique
—
✓
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Mastercard Unique
✓
—
Visa Unique
✓
—
Regions
Basis Theory leads (2 vs 1)
Europe Unique
—
✓
North America
✓
✓

Gravity Payments is best when you...

Small Business Payments
Need Low Fees
Not available with Basis Theory
View Gravity Payments

Basis Theory is best when you...

Developer Tokenization Platform
Need Instant Sandbox
Not available with Gravity Payments
Want coverage in Europe
Gravity Payments doesn't cover this region
View Basis Theory

Frequently Asked Questions

What is the difference between Gravity Payments and Basis Theory?
They share 3 payment methods and 1 region. Gravity Payments adds ACH, Amex, Discover and 3 more that Basis Theory does not list; Basis Theory adds Debit Card that Gravity Payments does not list; Basis Theory also covers Europe; only Gravity Payments offers Low Fees.
Which is cheaper, Gravity Payments or Basis Theory?
Gravity Payments has published rates from Interchange + + $0.1; Basis Theory has published rates from Free tier + usage-based. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Gravity Payments and Basis Theory?
Gravity Payments lists 1 region and 9 payment methods; Basis Theory lists 2 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Gravity Payments and Basis Theory compare on integration and settlement?
Basis Theory offers a sandbox, Gravity Payments does not list one; both support webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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