Gravity Payments

Gravity Payments

Small Business Payments

VS

Cedar

Patient Financial Engagement

Cedar
Fees from
Interchange + + $0.1 vs Custom
Features

0 shared

2 unique to Gravity Payments · 1 unique to Cedar
Regions

1 shared

Pay methods

4 shared

5 unique to Gravity Payments · 1 unique to Cedar
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 10 payment methods · 1 regions. We don't rank these — they're here for reference.
Gravity Payments Gravity Payments
Cedar Cedar
Quick Facts
Fees
Standard transaction rate
Interchange + + $0.1
Custom
Settlement
Time to receive funds
—
Instant
Founded
2004
2016
Headquarters
Seattle, Washington
New York, New York
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Gravity Payments leads (2 vs 1)
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Gravity Payments leads (9 vs 5)
Ach
✓
✓
Amex Unique
✓
—
Apple Pay
✓
✓
Credit Card
✓
✓
Debit Card Unique
—
✓
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Mastercard Unique
✓
—
Visa Unique
✓
—
Regions
North America
✓
✓

Gravity Payments is best when you...

Small Business Payments
Need Low Fees
Not available with Cedar
Need Startup Friendly
Not available with Cedar
View Gravity Payments

Cedar is best when you...

Patient Financial Engagement
Need Enterprise
Not available with Gravity Payments
View Cedar

Frequently Asked Questions

What is the difference between Gravity Payments and Cedar?
They share 4 payment methods and 1 region. Gravity Payments adds Amex, Discover, JCB and 2 more that Cedar does not list; Cedar adds Debit Card that Gravity Payments does not list; only Gravity Payments offers Low Fees, Startup Friendly; only Cedar offers Enterprise.
Which is cheaper, Gravity Payments or Cedar?
Gravity Payments has published rates from Interchange + + $0.1; Cedar has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Gravity Payments and Cedar?
Gravity Payments lists 1 region and 9 payment methods; Cedar lists 1 and 5. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Gravity Payments and Cedar compare on integration and settlement?
Cedar offers a sandbox, Gravity Payments does not list one; both support webhooks; Cedar publishes a settlement time of Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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