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Gravity Payments

Gravity Payments

Small Business Payments

VS

Emburse

Enterprise travel & expense management

Emburse
Fees from
Interchange + + $0.1 vs Custom
Features

0 shared

2 unique to Gravity Payments · 1 unique to Emburse
Regions

1 shared

2 unique to Emburse
Pay methods

2 shared

7 unique to Gravity Payments · 2 unique to Emburse
On licensing

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Show full specs
3 features · 11 payment methods · 3 regions. We don't rank these — they're here for reference.
Gravity Payments Gravity Payments
Emburse Emburse
Quick Facts
Fees
Standard transaction rate
Interchange + + $0.1
Custom
Settlement
Time to receive funds
—
—
Founded
2004
2020
Headquarters
Seattle, Washington
Dallas, Texas
Sandbox / Test Mode
—
—
Webhook Support
✓
✓
Features
Gravity Payments leads (2 vs 1)
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Gravity Payments leads (9 vs 4)
Ach
✓
✓
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Mastercard Unique
✓
—
Virtual Card Unique
—
✓
Visa Unique
✓
—
Regions
Emburse leads (3 vs 1)
Europe Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓

Gravity Payments is best when you...

Small Business Payments
Need Low Fees
Not available with Emburse
Need Startup Friendly
Not available with Emburse
View Gravity Payments

Emburse is best when you...

Enterprise travel & expense management
Need Enterprise
Not available with Gravity Payments
Want coverage in Europe, Oceania
Gravity Payments doesn't cover these regions
View Emburse

Frequently Asked Questions

What is the difference between Gravity Payments and Emburse?
They share 2 payment methods and 1 region. Gravity Payments adds Amex, Apple Pay, Discover and 4 more that Emburse does not list; Emburse adds Bank Transfer, Virtual Card that Gravity Payments does not list; Emburse also covers Europe, Oceania; only Gravity Payments offers Low Fees, Startup Friendly.
Which is cheaper, Gravity Payments or Emburse?
Gravity Payments has published rates from Interchange + + $0.1; Emburse has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Gravity Payments and Emburse?
Gravity Payments lists 1 region and 9 payment methods; Emburse lists 3 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Gravity Payments and Emburse compare on integration and settlement?
both support webhooks.

Are you Gravity Payments or Emburse?

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