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Grey Finance

Grey Finance

Emerging market workers, freelancers, and global businesses

VS

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

DECTA
Fees from
Variable by payment method and corridor; FX charges apply vs —
Features

0 shared

3 unique to Grey Finance · 2 unique to DECTA
Regions

4 shared

4 unique to DECTA
Pay methods

1 shared

2 unique to Grey Finance · 11 unique to DECTA

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Show full specs
5 features · 14 payment methods · 8 regions. We don't rank these — they're here for reference.
Grey Finance Grey Finance
DECTA DECTA
Quick Facts
Fees
Standard transaction rate
Variable by payment method and corridor; FX charges apply
—
Settlement
Time to receive funds
1–2 business days
Next business day
Founded
2020
2015
Headquarters
Wilmington, Delaware
London, GB
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Grey Finance leads (3 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
DECTA leads (12 vs 3)
Ach Unique
✓
—
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Google Pay Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Open Banking Unique
—
✓
Paypal Unique
—
✓
Samsung Pay Unique
—
✓
Unionpay Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
—
✓
Regions
DECTA leads (8 vs 4)
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

Grey Finance is best when you...

Emerging market workers, freelancers, and global businesses
Need Crypto Support
Not available with DECTA
Need Instant Payout
Not available with DECTA
View Grey Finance

DECTA is best when you...

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe
Need Enterprise
Not available with Grey Finance
Need Recurring Payments
Not available with Grey Finance
Want coverage in Europe, Middle East, North America, Oceania
Grey Finance doesn't cover these regions
View DECTA

Frequently Asked Questions

What is the difference between Grey Finance and DECTA?
They share 1 payment method and 4 regions. Grey Finance adds ACH, Virtual Card that DECTA does not list; DECTA adds Alipay, Amex, Apple Pay and 8 more that Grey Finance does not list; DECTA also covers Europe, Middle East and 2 more; only Grey Finance offers Crypto Support, Instant Payout and 1 more.
Which is cheaper, Grey Finance or DECTA?
Grey Finance has published rates from Variable by payment method and corridor; FX charges apply; DECTA has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Grey Finance and DECTA?
Grey Finance lists 4 regions and 3 payment methods; DECTA lists 8 and 12. both cover Africa, Asia, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Grey Finance and DECTA compare on integration and settlement?
Grey Finance settles in 1–2 business days, DECTA in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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