Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Gumroad

Gumroad

Digital Creators

VS

Checkout.com

Global Performance

Checkout.com
Fees from
10% + $0.5 vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

1 unique to Gumroad · 4 unique to Checkout.com
Regions

3 shared

5 unique to Checkout.com
Pay methods

6 shared

2 unique to Gumroad · 29 unique to Checkout.com
On settlement

Gumroad settles in 7 business days; Checkout.com settles in 1–3 business days. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
5 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Gumroad Gumroad
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
10% + $0.5
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
7 business days
1–3 business days
Founded
2011
2012
Headquarters
San Francisco, California
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 8)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover
✓
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro
✓
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal
✓
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 3)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Gumroad is best when you...

Digital Creators
Need Startup Friendly
Not available with Checkout.com
View Gumroad

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Gumroad
Need Instant Payout
Not available with Gumroad
Want coverage in Africa, Latin America, Middle East, Oceania, Southeast Asia
Gumroad doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Gumroad and Checkout.com?
They share 6 payment methods and 3 regions. Gumroad adds Credit Card, Debit Card that Checkout.com does not list; Checkout.com adds ACH, Alipay, Apple Pay and 26 more that Gumroad does not list; Checkout.com also covers Africa, Latin America and 3 more; only Gumroad offers Startup Friendly.
Which is cheaper, Gumroad or Checkout.com?
Gumroad has published rates from 10% + $0.5; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Gumroad and Checkout.com?
Gumroad lists 3 regions and 8 payment methods; Checkout.com lists 8 and 35. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Gumroad and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, Gumroad does not list one; both support webhooks; Gumroad settles in 7 business days, Checkout.com in 1–3 business days.

Are you Gumroad or Checkout.com?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →