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Gusto

Gusto

Small Business Payroll

VS

finby

Online merchants selling in Europe and internationally, such as e-commerce, digital goods and subscription businesses, that need card acquiring plus local payment methods.

finby
Fees from
Starting at $40/month + $6/person vs —
Features

0 shared

2 unique to Gusto
Regions

0 shared

1 unique to Gusto
Pay methods

1 shared

2 unique to Gusto · 22 unique to finby
On payment methods

finby supports 23 payment methods, 20 more than Gusto. Verify directly with each provider before signing.

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Show full specs
2 features · 25 payment methods · 1 regions. We don't rank these — they're here for reference.
Gusto Gusto
finby finby
Quick Facts
Fees
Standard transaction rate
Starting at $40/month + $6/person
—
Settlement
Time to receive funds
2–4 business days
—
Founded
2011
—
Headquarters
San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Gusto leads (2 vs 0)
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
finby leads (23 vs 3)
Ach Unique
✓
—
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Cartes Bancaires Unique
—
✓
Check Unique
✓
—
Click To Pay Unique
—
✓
Eps Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Mybank Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
—
✓
Satispay Unique
—
✓
Sepa Direct Debit Unique
—
✓
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Wero Unique
—
✓
Regions
Gusto leads (1 vs 0)
North America Unique
✓
—

Gusto is best when you...

Small Business Payroll
Need Recurring Payments
Not available with finby
Need Startup Friendly
Not available with finby
Want coverage in North America
finby doesn't cover this region
View Gusto

finby is best when you...

Online merchants selling in Europe and internationally, such as e-commerce, digital goods and subscription businesses, that need card acquiring plus local payment methods.
View finby

Frequently Asked Questions

What is the difference between Gusto and finby?
They share 1 payment method and 0 regions. Gusto adds ACH, Check that finby does not list; finby adds Apple Pay, Bancontact, BLIK and 19 more that Gusto does not list; Gusto also covers North America; only Gusto offers Recurring Payments, Startup Friendly.
Which is cheaper, Gusto or finby?
Gusto has published rates from Starting at $40/month + $6/person; finby has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Gusto and finby?
Gusto lists 1 region and 3 payment methods; finby lists 0 and 23. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Gusto and finby compare on integration and settlement?
Gusto offers a sandbox, finby does not list one; Gusto supports webhooks; Gusto publishes a settlement time of 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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