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Halyk Bank QR

Halyk Bank QR

Kazakh QR Merchant Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
0.5% for Halyk Bank cards, 2.8% for other banks vs Custom
Features

0 shared

1 unique to Halyk Bank QR · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

6 shared

12 unique to A-Pay

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Show full specs
6 features · 18 payment methods · 6 regions. We don't rank these — they're here for reference.
Halyk Bank QR Halyk Bank QR
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
0.5% for Halyk Bank cards, 2.8% for other banks
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2018
2021
Headquarters
Kazakhstan
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (18 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Crypto Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay
✓
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Halyk Bank QR is best when you...

Kazakh QR Merchant Payments
Need Instant Payout
Not available with A-Pay
View Halyk Bank QR

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Halyk Bank QR
Need High Risk Accepted
Not available with Halyk Bank QR
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
Halyk Bank QR doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Halyk Bank QR and A-Pay?
Halyk Bank QR is best for Kazakh QR Merchant Payments, while A-Pay is best for Global Multi-Currency Payment Gateway. Halyk Bank QR charges 0.5% for Halyk Bank cards, 2.8% for other banks and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Halyk Bank QR or A-Pay?
Halyk Bank QR charges 0.5% for Halyk Bank cards, 2.8% for other banks while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Halyk Bank QR and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Halyk Bank QR and A-Pay can complement each other.
How do Halyk Bank QR and A-Pay differ in their focus?
Halyk Bank QR is focused on Kazakh QR Merchant Payments, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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