Headnote

Headnote

Law Firm Payments

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
1.9% for eCheck (1-day settlement); 2.9% for credit card vs Interchange + + $0.3
Features

0 shared

1 unique to Headnote · 3 unique to Adyen
Regions

1 shared

7 unique to Adyen
Pay methods

5 shared

1 unique to Headnote · 32 unique to Adyen

Still evaluating?

Get matched to the right provider in 90 seconds.

Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
4 features · 38 payment methods · 8 regions. We don't rank these — they're here for reference.
Headnote Headnote
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
1.9% for eCheck (1-day settlement); 2.9% for credit card
Interchange + + $0.3
Settlement
Time to receive funds
Next business day
1–3 business days
Founded
2017
2006
Headquarters
Nashville, Tennessee
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Adyen leads (3 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 6)
Ach
✓
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover
✓
✓
Echeck Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Headnote is best when you...

Law Firm Payments
Need Startup Friendly
Not available with Adyen
View Headnote

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Headnote
Need Instant Payout
Not available with Headnote
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Headnote doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Headnote and Adyen?
They share 5 payment methods and 1 region. Headnote adds eCheck that Adyen does not list; Adyen adds Affirm, Afterpay, Alipay and 29 more that Headnote does not list; Adyen also covers Africa, Asia and 5 more; only Headnote offers Startup Friendly.
Which is cheaper, Headnote or Adyen?
Headnote has published rates from 1.9% for eCheck (1-day settlement); 2.9% for credit card; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Headnote and Adyen?
Headnote lists 1 region and 6 payment methods; Adyen lists 8 and 37. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Headnote and Adyen compare on integration and settlement?
Adyen offers a sandbox, Headnote does not list one; both support webhooks; Headnote settles in Next business day, Adyen in 1–3 business days.

Are you Headnote or Adyen?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →