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H

Hello Clever

VS

Alipay

Chinese Consumers

Alipay
Fees from
3.2% vs Custom
Features

0 shared

2 unique to Alipay
Regions

4 shared

4 unique to Alipay
Pay methods

2 shared

1 unique to Hello Clever · 5 unique to Alipay
On payment methods

Alipay supports 7 payment methods, 4 more than Hello Clever. Verify directly with each provider before signing.

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2 features · 8 payment methods · 8 regions. We don't rank these — they're here for reference.
Hello Clever
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
3.2%
Custom
Settlement
Time to receive funds
—
Next business day
Founded
—
2004
Headquarters
Sydney, Australia
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Alipay leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
Alipay leads (7 vs 3)
Alipay Unique
—
✓
Amex Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia
✓
✓

Hello Clever is best when you...

View Hello Clever

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Hello Clever
Need Instant Payout
Not available with Hello Clever
Want coverage in Africa, Europe, Latin America, Middle East
Hello Clever doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Hello Clever and Alipay?
They share 2 payment methods and 4 regions. Hello Clever adds Amex that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that Hello Clever does not list; Alipay also covers Africa, Europe and 2 more; only Alipay offers Enterprise, Instant Payout.
Which is cheaper, Hello Clever or Alipay?
Hello Clever has published rates from 3.2%; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Hello Clever and Alipay?
Hello Clever lists 4 regions and 3 payment methods; Alipay lists 8 and 7. both cover Asia, North America, Oceania and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Hello Clever and Alipay compare on integration and settlement?
Alipay offers a sandbox, Hello Clever does not list one; Alipay supports webhooks; Alipay publishes a settlement time of Next business day.

Are you Hello Clever or Alipay?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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