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Highnote

Highnote

Unified Card Issuing

VS

Dock

LATAM Banking & Payment Infrastructure

Dock
Fees from
Custom vs Custom
Features

1 shared

2 unique to Highnote
Regions

1 shared

3 unique to Highnote
Pay methods

3 shared

2 unique to Highnote · 4 unique to Dock
On fees

Highnote uses custom pricing, quoted on engagement. Dock uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
3 features · 9 payment methods · 4 regions. We don't rank these — they're here for reference.
Highnote Highnote
Dock Dock
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
—
Founded
2020
2014
Headquarters
San Francisco, California
São Paulo, Brazil
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Highnote leads (3 vs 1)
Enterprise
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
Dock leads (7 vs 5)
Amex Unique
—
✓
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card Unique
✓
—
Elo Unique
—
✓
Mastercard
✓
✓
Pix Unique
—
✓
Virtual Card Unique
✓
—
Visa
✓
✓
Regions
Highnote leads (4 vs 1)
Asia Unique
✓
—
Europe Unique
✓
—
Latin America
✓
✓
North America Unique
✓
—

Highnote is best when you...

Unified Card Issuing
Need Instant Sandbox
Not available with Dock
Need Recurring Payments
Not available with Dock
Want coverage in Asia, Europe, North America
Dock doesn't cover these regions
View Highnote

Dock is best when you...

LATAM Banking & Payment Infrastructure
View Dock

Frequently Asked Questions

What is the difference between Highnote and Dock?
They share 3 payment methods and 1 region. Highnote adds Debit Card, Virtual Card that Dock does not list; Dock adds Amex, Boleto, Elo and 1 more that Highnote does not list; Highnote also covers Asia, Europe and 1 more; only Highnote offers Instant Sandbox, Recurring Payments.
Which is cheaper, Highnote or Dock?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Highnote and Dock?
Highnote lists 4 regions and 5 payment methods; Dock lists 1 and 7. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Highnote and Dock compare on integration and settlement?
both offer a sandbox; both support webhooks; Highnote publishes a settlement time of Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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