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Hoolah (Atome)

Hoolah (Atome)

Singapore BNPL

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

0 shared

1 unique to Hoolah (Atome) · 2 unique to dLocal
Regions

0 shared

1 unique to Hoolah (Atome) · 4 unique to dLocal
Pay methods

2 shared

8 unique to dLocal
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 10 payment methods · 5 regions. We don't rank these — they're here for reference.
Hoolah (Atome) Hoolah (Atome)
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2018
2016
Headquarters
Singapore
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 2)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
✓
—

Hoolah (Atome) is best when you...

Singapore BNPL
Need Startup Friendly
Not available with dLocal
Want coverage in Southeast Asia
dLocal doesn't cover this region
View Hoolah (Atome)

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Hoolah (Atome)
Need Instant Payout
Not available with Hoolah (Atome)
Want coverage in Africa, Asia, Latin America, Middle East
Hoolah (Atome) doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Hoolah (Atome) and dLocal?
They share 2 payment methods and 0 regions. dLocal adds Amex, Bank Transfer, Boleto and 5 more that Hoolah (Atome) does not list; Hoolah (Atome) also covers Southeast Asia; dLocal also covers Africa, Asia and 2 more; only Hoolah (Atome) offers Startup Friendly.
Which is cheaper, Hoolah (Atome) or dLocal?
Hoolah (Atome) has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Hoolah (Atome) and dLocal?
Hoolah (Atome) lists 1 region and 2 payment methods; dLocal lists 4 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Hoolah (Atome) and dLocal compare on integration and settlement?
dLocal offers a sandbox, Hoolah (Atome) does not list one; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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