Host Merchant Services

Host Merchant Services

Online businesses

VS

Authorize.Net

Advanced Fraud Detection

Authorize.Net
Fees from
Custom vs $25/month + 2.9% + $0.30
Features

2 shared

2 unique to Authorize.Net
Regions

1 shared

2 unique to Authorize.Net
Pay methods

9 shared

7 unique to Host Merchant Services · 1 unique to Authorize.Net

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Show full specs
4 features · 17 payment methods · 3 regions. We don't rank these — they're here for reference.
Host Merchant Services Host Merchant Services
Authorize.Net Authorize.Net
Quick Facts
Fees
Standard transaction rate
Custom
$25/month + 2.9% + $0.30
Settlement
Time to receive funds
Next business day
2–3 business days
Founded
2009
1996
Headquarters
Newark, Delaware, United States
Foster City, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Authorize.Net leads (4 vs 2)
Enterprise
✓
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Payment Methods
Host Merchant Services leads (16 vs 10)
Ach
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Echeck
✓
✓
Google Pay Unique
✓
—
Jcb
✓
✓
Mastercard
✓
✓
Mobile Payment Unique
✓
—
Nfc Unique
✓
—
Paypal
✓
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Authorize.Net leads (3 vs 1)
Europe Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓

Host Merchant Services is best when you...

Authorize.Net is best when you...

Advanced Fraud Detection
Need High Risk Accepted
Not available with Host Merchant Services
Need Instant Sandbox
Not available with Host Merchant Services
Want coverage in Europe, Oceania
Host Merchant Services doesn't cover these regions
View Authorize.Net

Frequently Asked Questions

What is the difference between Host Merchant Services and Authorize.Net?
They share 9 payment methods and 1 region. Host Merchant Services adds Contactless, Credit Card, Debit Card and 4 more that Authorize.Net does not list; Authorize.Net adds UnionPay that Host Merchant Services does not list; Authorize.Net also covers Europe, Oceania; only Authorize.Net offers High Risk Accepted, Instant Sandbox.
Which is cheaper, Host Merchant Services or Authorize.Net?
Host Merchant Services has custom pricing quoted on engagement; Authorize.Net has published rates from $25/month + 2.9% + $0.30. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Host Merchant Services and Authorize.Net?
Host Merchant Services lists 1 region and 16 payment methods; Authorize.Net lists 3 and 10. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Host Merchant Services and Authorize.Net compare on integration and settlement?
both offer a sandbox; both support webhooks; Host Merchant Services settles in Next business day, Authorize.Net in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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