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Host Merchant Services

Host Merchant Services

Online businesses

VS

Borgun

Icelandic merchants

Borgun
Fees from
Custom vs 1.4-2%
Features

1 shared

1 unique to Host Merchant Services
Regions

0 shared

1 unique to Host Merchant Services · 1 unique to Borgun
Pay methods

8 shared

8 unique to Host Merchant Services
On licensing

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Show full specs
2 features · 16 payment methods · 2 regions. We don't rank these — they're here for reference.
Host Merchant Services Host Merchant Services
Borgun Borgun
Quick Facts
Fees
Standard transaction rate
Custom
1.4-2%
Settlement
Time to receive funds
Next business day
2–3 business days
Founded
2009
1904
Headquarters
Newark, Delaware, United States
Reykjavik, Iceland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Host Merchant Services leads (2 vs 1)
Enterprise
✓
✓
Recurring Payments Unique
✓
—
Payment Methods
Host Merchant Services leads (16 vs 8)
Ach Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Contactless
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners
✓
✓
Discover Unique
✓
—
Echeck Unique
✓
—
Google Pay
✓
✓
Jcb
✓
✓
Mastercard
✓
✓
Mobile Payment Unique
✓
—
Nfc Unique
✓
—
Paypal Unique
✓
—
Visa
✓
✓
Regions
Europe Unique
—
✓
North America Unique
✓
—

Host Merchant Services is best when you...

Online businesses
Need Recurring Payments
Not available with Borgun
Want coverage in North America
Borgun doesn't cover this region
View Host Merchant Services

Borgun is best when you...

Icelandic merchants
Want coverage in Europe
Host Merchant Services doesn't cover this region
View Borgun

Frequently Asked Questions

What is the difference between Host Merchant Services and Borgun?
They share 8 payment methods and 0 regions. Host Merchant Services adds ACH, Credit Card, Debit Card and 5 more that Borgun does not list; Host Merchant Services also covers North America; Borgun also covers Europe; only Host Merchant Services offers Recurring Payments.
Which is cheaper, Host Merchant Services or Borgun?
Host Merchant Services has custom pricing quoted on engagement; Borgun has published rates from 1.4-2%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Host Merchant Services and Borgun?
Host Merchant Services lists 1 region and 16 payment methods; Borgun lists 1 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Host Merchant Services and Borgun compare on integration and settlement?
both offer a sandbox; both support webhooks; Host Merchant Services settles in Next business day, Borgun in 2–3 business days.

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