H

HSBC Digital Merchant Services

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

0 shared

2 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

3 shared

5 unique to HSBC Digital Merchant Services · 7 unique to dLocal
On fees

HSBC Digital Merchant Services uses custom pricing, quoted on engagement. dLocal publishes 3-7% all-inclusive from. Verify directly with each provider before signing.

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2 features · 15 payment methods · 4 regions. We don't rank these — they're here for reference.
HSBC Digital Merchant Services
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
—
2016
Headquarters
—
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
dLocal leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
dLocal leads (10 vs 8)
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Unionpay Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

HSBC Digital Merchant Services is best when you...

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with HSBC Digital Merchant Services
Need Instant Payout
Not available with HSBC Digital Merchant Services
Want coverage in Africa, Latin America, Middle East
HSBC Digital Merchant Services doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between HSBC Digital Merchant Services and dLocal?
They share 3 payment methods and 1 region. HSBC Digital Merchant Services adds Alipay, Apple Pay, Google Pay and 2 more that dLocal does not list; dLocal adds Bank Transfer, Boleto, Cash and 4 more that HSBC Digital Merchant Services does not list; dLocal also covers Africa, Latin America and 1 more; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, HSBC Digital Merchant Services or dLocal?
HSBC Digital Merchant Services has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use HSBC Digital Merchant Services and dLocal?
HSBC Digital Merchant Services lists 1 region and 8 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do HSBC Digital Merchant Services and dLocal compare on integration and settlement?
dLocal offers a sandbox, HSBC Digital Merchant Services does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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