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Hubtel

Hubtel

Ghanaian Commerce Platform

VS

Fatora

Qatar Payment Gateway

Fatora
Fees from
1.95% per transaction for merchants (fees vary by payment method) vs 2.5%–2.9%
Features

1 shared

1 unique to Fatora
Regions

0 shared

1 unique to Hubtel · 1 unique to Fatora
Pay methods

2 shared

3 unique to Hubtel · 6 unique to Fatora
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
2 features · 11 payment methods · 2 regions. We don't rank these — they're here for reference.
Hubtel Hubtel
Fatora Fatora
Quick Facts
Fees
Standard transaction rate
1.95% per transaction for merchants (fees vary by payment method)
2.5%–2.9%
Settlement
Time to receive funds
Next business day
—
Founded
2005
2018
Headquarters
Accra, Ghana
Doha, Qatar
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Fatora leads (2 vs 1)
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Fatora leads (8 vs 5)
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Mada Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
✓
—
Paypal Unique
—
✓
Pos Unique
✓
—
Visa Unique
—
✓
Regions
Africa Unique
✓
—
Middle East Unique
—
✓

Hubtel is best when you...

Ghanaian Commerce Platform
Want coverage in Africa
Fatora doesn't cover this region
View Hubtel

Fatora is best when you...

Qatar Payment Gateway
Need Recurring Payments
Not available with Hubtel
Want coverage in Middle East
Hubtel doesn't cover this region
View Fatora

Frequently Asked Questions

What is the difference between Hubtel and Fatora?
They share 2 payment methods and 0 regions. Hubtel adds Bank Transfer, Mobile Money, POS that Fatora does not list; Fatora adds Amex, Apple Pay, Mada and 3 more that Hubtel does not list; Hubtel also covers Africa; Fatora also covers Middle East.
Which is cheaper, Hubtel or Fatora?
Hubtel has published rates from 1.95% per transaction for merchants (fees vary by payment method); Fatora has published rates from 2.5%–2.9%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Hubtel and Fatora?
Hubtel lists 1 region and 5 payment methods; Fatora lists 1 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Hubtel and Fatora compare on integration and settlement?
both offer a sandbox; both support webhooks; Hubtel publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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