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HyperPay

HyperPay

Saudi Payments

VS

Flutterwave

Pan-African Payments

Flutterwave
Fees from
2.5%-3.5% per transaction vs 1.4% (local), 3.8% (international)
Features

1 shared

3 unique to Flutterwave
Regions

0 shared

1 unique to HyperPay · 1 unique to Flutterwave
Pay methods

6 shared

3 unique to HyperPay · 10 unique to Flutterwave
On payment methods

Flutterwave supports 16 payment methods, 7 more than HyperPay. Verify directly with each provider before signing.

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Show full specs
4 features · 19 payment methods · 2 regions. We don't rank these — they're here for reference.
HyperPay HyperPay
Flutterwave Flutterwave
Quick Facts
Fees
Standard transaction rate
2.5%-3.5% per transaction
1.4% (local), 3.8% (international)
Settlement
Time to receive funds
1–3 business days
Next business day
Founded
2014
2016
Headquarters
Riyadh, Saudi Arabia
San Francisco, California / Lagos, Nigeria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Flutterwave leads (4 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Flutterwave leads (16 vs 9)
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
—
✓
M Pesa Unique
—
✓
Mada Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Payment Link Unique
—
✓
Paypal Unique
✓
—
Pos Unique
—
✓
Qr Code Unique
—
✓
Ussd Unique
—
✓
Verve Unique
—
✓
Virtual Card Unique
—
✓
Visa
✓
✓
Regions
Africa Unique
—
✓
Middle East Unique
✓
—

HyperPay is best when you...

Saudi Payments
Want coverage in Middle East
Flutterwave doesn't cover this region
View HyperPay

Flutterwave is best when you...

Pan-African Payments
Need Enterprise
Not available with HyperPay
Need Instant Payout
Not available with HyperPay
Want coverage in Africa
HyperPay doesn't cover this region
View Flutterwave

Frequently Asked Questions

What is the difference between HyperPay and Flutterwave?
They share 6 payment methods and 0 regions. HyperPay adds Mada, Mobile Wallet, PayPal that Flutterwave does not list; Flutterwave adds Bank Transfer, Google Pay, M-Pesa and 7 more that HyperPay does not list; HyperPay also covers Middle East; Flutterwave also covers Africa.
Which is cheaper, HyperPay or Flutterwave?
HyperPay has published rates from 2.5%-3.5% per transaction; Flutterwave has published rates from 1.4% (local), 3.8% (international). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use HyperPay and Flutterwave?
HyperPay lists 1 region and 9 payment methods; Flutterwave lists 1 and 16. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do HyperPay and Flutterwave compare on integration and settlement?
both offer a sandbox; both support webhooks; HyperPay settles in 1–3 business days, Flutterwave in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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