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ifthenpay

ifthenpay

Portuguese businesses that want to accept local methods such as MULTIBANCO references, MB WAY and Payshop alongside cards, online or on POS terminals, without monthly fees.

VS

Finion

Gyms and fitness studios, especially those on Magicline or PerfectGym, that want membership billing, card/wallet acceptance and collections from one provider.

Finion
Fees from
Online: MB WAY 0.07€ + 0.7%; Multibanco 0.20€ + 1.5%; Payshop 0.57€; Credit Card 0.20€ + 1.5% (Credit Card Consumer, The European Economic Area); Direct Debits 0.45€; Google Pay 0.20€ + 1.5%; Apple Pay 0.20€ + 1.5%; Pix 0.20€ + 3.5% (Real/Euro exchange costs included). POS: 0.7% for each effective payment (Credit Card consumer, EEA); 12€ Monthly Rental (installation, assistance and mobile data included). Membership Fees 0 €; Unpaid References 0 €; Refund Requests 0 €. VAT at the legal rate in force applies. vs —
Features

0 shared

Regions

0 shared

Pay methods

5 shared

3 unique to ifthenpay · 8 unique to Finion
On fees

Not enough published data on fees for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 16 payment methods · 0 regions. We don't rank these — they're here for reference.
ifthenpay ifthenpay
Finion Finion
Quick Facts
Fees
Standard transaction rate
Online: MB WAY 0.07€ + 0.7%; Multibanco 0.20€ + 1.5%; Payshop 0.57€; Credit Card 0.20€ + 1.5% (Credit Card Consumer, The European Economic Area); Direct Debits 0.45€; Google Pay 0.20€ + 1.5%; Apple Pay 0.20€ + 1.5%; Pix 0.20€ + 3.5% (Real/Euro exchange costs included). POS: 0.7% for each effective payment (Credit Card consumer, EEA); 12€ Monthly Rental (installation, assistance and mobile data included). Membership Fees 0 €; Unpaid References 0 €; Refund Requests 0 €. VAT at the legal rate in force applies.
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Settlement
Time to receive funds
Receive the paid amounts daily, minus commissions
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Founded
—
—
Headquarters
—
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Sandbox / Test Mode
—
—
Webhook Support
—
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Features
Payment Methods
Finion leads (13 vs 8)
Apple Pay
✓
✓
Bacs Unique
—
✓
Bancontact Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Direct Debit
✓
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
✓
—
Multibanco Unique
✓
—
Paypal Unique
—
✓
Pix Unique
✓
—
Sepa Direct Debit Unique
—
✓
Twint Unique
—
✓
Visa
✓
✓
Regions

ifthenpay is best when you...

Portuguese businesses that want to accept local methods such as MULTIBANCO references, MB WAY and Payshop alongside cards, online or on POS terminals, without monthly fees.
View ifthenpay

Finion is best when you...

Gyms and fitness studios, especially those on Magicline or PerfectGym, that want membership billing, card/wallet acceptance and collections from one provider.
View Finion

Frequently Asked Questions

What is the difference between ifthenpay and Finion?
They share 5 payment methods and 0 regions. ifthenpay adds MB WAY, Multibanco, PIX that Finion does not list; Finion adds Bacs, Bancontact, Credit Card and 5 more that ifthenpay does not list.
Which is cheaper, ifthenpay or Finion?
ifthenpay has published rates from Online: MB WAY 0.07€ + 0.7%; Multibanco 0.20€ + 1.5%; Payshop 0.57€; Credit Card 0.20€ + 1.5% (Credit Card Consumer, The European Economic Area); Direct Debits 0.45€; Google Pay 0.20€ + 1.5%; Apple Pay 0.20€ + 1.5%; Pix 0.20€ + 3.5% (Real/Euro exchange costs included). POS: 0.7% for each effective payment (Credit Card consumer, EEA); 12€ Monthly Rental (installation, assistance and mobile data included). Membership Fees 0 €; Unpaid References 0 €; Refund Requests 0 €. VAT at the legal rate in force applies.; Finion has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ifthenpay and Finion?
ifthenpay lists 0 regions and 8 payment methods; Finion lists 0 and 13. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ifthenpay and Finion compare on integration and settlement?
ifthenpay publishes a settlement time of Receive the paid amounts daily, minus commissions.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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