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iKhokha

iKhokha

South African SME Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.85% + VAT per transaction vs Custom
Features

1 shared

1 unique to iKhokha · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

1 shared

2 unique to iKhokha · 18 unique to A-Pay
On fees

iKhokha publishes 2.85% + VAT per transaction from. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 6 regions. We don't rank these — they're here for reference.
iKhokha iKhokha
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.85% + VAT per transaction
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2015
2021
Headquarters
Umhlanga, South Africa
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

iKhokha is best when you...

South African SME Payments
Need Low Fees
Not available with A-Pay
View iKhokha

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with iKhokha
Need High Risk Accepted
Not available with iKhokha
Want coverage in Asia, Europe, Latin America, Middle East, Southeast Asia
iKhokha doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between iKhokha and A-Pay?
They share 1 payment method and 1 region. iKhokha adds Debit Card, QR Code that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that iKhokha does not list; A-Pay also covers Asia, Europe and 3 more; only iKhokha offers Low Fees.
Which is cheaper, iKhokha or A-Pay?
iKhokha has published rates from 2.85% + VAT per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use iKhokha and A-Pay?
iKhokha lists 1 region and 3 payment methods; A-Pay lists 6 and 19. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do iKhokha and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, iKhokha does not list one; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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