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iKhokha

iKhokha

South African SME Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
2.85% + VAT per transaction vs Custom
Features

0 shared

2 unique to iKhokha · 2 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

2 unique to iKhokha · 6 unique to Alipay
On settlement

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Show full specs
4 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
iKhokha iKhokha
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
2.85% + VAT per transaction
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2015
2004
Headquarters
Umhlanga, South Africa
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 3)
Alipay Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

iKhokha is best when you...

South African SME Payments
Need Low Fees
Not available with Alipay
Need Startup Friendly
Not available with Alipay
View iKhokha

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with iKhokha
Need Instant Payout
Not available with iKhokha
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
iKhokha doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between iKhokha and Alipay?
They share 1 payment method and 1 region. iKhokha adds Credit Card, Debit Card that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that iKhokha does not list; Alipay also covers Asia, Europe and 5 more; only iKhokha offers Low Fees, Startup Friendly.
Which is cheaper, iKhokha or Alipay?
iKhokha has published rates from 2.85% + VAT per transaction; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use iKhokha and Alipay?
iKhokha lists 1 region and 3 payment methods; Alipay lists 8 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do iKhokha and Alipay compare on integration and settlement?
Alipay offers a sandbox, iKhokha does not list one; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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