IME Pay

IME Pay

Nepal Mobile Wallet

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

2 unique to IME Pay · 6 unique to Alipay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
IME Pay IME Pay
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2018
2004
Headquarters
Kathmandu, Nepal
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
Alipay leads (7 vs 3)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

IME Pay is best when you...

Nepal Mobile Wallet
View IME Pay

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with IME Pay
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
IME Pay doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between IME Pay and Alipay?
They share 1 payment method and 1 region. IME Pay adds Bank Transfer, Mobile Wallet that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that IME Pay does not list; Alipay also covers Africa, Europe and 5 more; only Alipay offers Enterprise.
Which is cheaper, IME Pay or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use IME Pay and Alipay?
IME Pay lists 1 region and 3 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do IME Pay and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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