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IME Pay

IME Pay

Nepal Mobile Wallet

VS

Bizum

Spanish Mobile Payments

Bizum
Fees from
Custom vs Free for P2P, merchant fees vary
Features

1 shared

1 unique to Bizum
Regions

0 shared

1 unique to IME Pay · 1 unique to Bizum
Pay methods

2 shared

1 unique to IME Pay · 1 unique to Bizum
On licensing

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Show full specs
2 features · 4 payment methods · 2 regions. We don't rank these — they're here for reference.
IME Pay IME Pay
Bizum Bizum
Quick Facts
Fees
Standard transaction rate
Custom
Free for P2P, merchant fees vary
Settlement
Time to receive funds
—
Instant
Founded
2018
2016
Headquarters
Kathmandu, Nepal
Madrid, Spain
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Bizum leads (2 vs 1)
Instant Payout
✓
✓
Low Fees Unique
—
✓
Payment Methods
Bank Transfer
✓
✓
Mobile Wallet
✓
✓
P2p Transfer Unique
—
✓
Qr Code Unique
✓
—
Regions
Asia Unique
✓
—
Europe Unique
—
✓

IME Pay is best when you...

Nepal Mobile Wallet
Want coverage in Asia
Bizum doesn't cover this region
View IME Pay

Bizum is best when you...

Spanish Mobile Payments
Need Low Fees
Not available with IME Pay
Want coverage in Europe
IME Pay doesn't cover this region
View Bizum

Frequently Asked Questions

What is the difference between IME Pay and Bizum?
They share 2 payment methods and 0 regions. IME Pay adds QR Code that Bizum does not list; Bizum adds P2P Transfer that IME Pay does not list; IME Pay also covers Asia; Bizum also covers Europe.
Which is cheaper, IME Pay or Bizum?
IME Pay has custom pricing quoted on engagement; Bizum has published rates from Free for P2P, merchant fees vary. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use IME Pay and Bizum?
IME Pay lists 1 region and 3 payment methods; Bizum lists 1 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do IME Pay and Bizum compare on integration and settlement?
both offer a sandbox; both support webhooks; Bizum publishes a settlement time of Instant.

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