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Inespay

Inespay

Merchants and platforms selling to customers in Spain, Portugal and Italy who want to take payments by direct bank transfer through open banking instead of cards.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

1 shared

1 unique to Inespay · 18 unique to A-Pay
On region

A-Pay covers 6 regions; Inespay covers 0. Verify directly with each provider before signing.

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5 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
Inespay Inespay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Open Banking Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Inespay is best when you...

Merchants and platforms selling to customers in Spain, Portugal and Italy who want to take payments by direct bank transfer through open banking instead of cards.
View Inespay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Inespay
Need High Risk Accepted
Not available with Inespay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Inespay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Inespay and A-Pay?
They share 1 payment method and 0 regions. Inespay adds Open Banking that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that Inespay does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Inespay or A-Pay?
Inespay has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Inespay and A-Pay?
Inespay lists 0 regions and 2 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Inespay and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Inespay does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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