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Ingenico

Ingenico

Global payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

1 shared

1 unique to Ingenico · 4 unique to A-Pay
Regions

3 shared

1 unique to Ingenico · 3 unique to A-Pay
Pay methods

13 shared

10 unique to Ingenico · 6 unique to A-Pay

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Show full specs
6 features · 29 payment methods · 7 regions. We don't rank these — they're here for reference.
Ingenico Ingenico
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
1984
2021
Headquarters
Paris, France
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Ingenico leads (23 vs 19)
Ach Unique
—
✓
Afterpay Unique
✓
—
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal
✓
✓
Jcb Unique
✓
—
Klarna
✓
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Nfc Unique
✓
—
Paypal
✓
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Samsung Pay Unique
✓
—
Sepa
✓
✓
Sofort
✓
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay
✓
✓
Regions
A-Pay leads (6 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Ingenico is best when you...

Global payments
Need Enterprise
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Ingenico

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Ingenico
Need High Risk Accepted
Not available with Ingenico
Want coverage in Africa, Middle East, Southeast Asia
Ingenico doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Ingenico and A-Pay?
They share 13 payment methods and 3 regions. Ingenico adds Afterpay, Buy Now Pay Later, Contactless and 7 more that A-Pay does not list; A-Pay adds ACH, Bank Transfer, Crypto and 3 more that Ingenico does not list; Ingenico also covers North America; A-Pay also covers Africa, Middle East and 1 more.
Which is cheaper, Ingenico or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Ingenico and A-Pay?
Ingenico lists 4 regions and 23 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ingenico and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Ingenico settles in 2–3 business days, A-Pay in 1–2 business days.

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