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Ingenico

Ingenico

Global payments

VS

Apple Pay

Mobile & contactless payments

Apple Pay
Fees from
Custom vs Custom
Features

1 shared

1 unique to Ingenico · 2 unique to Apple Pay
Regions

4 shared

4 unique to Apple Pay
Pay methods

5 shared

18 unique to Ingenico

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4 features · 23 payment methods · 8 regions. We don't rank these — they're here for reference.
Ingenico Ingenico
Apple Pay Apple Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
2–3 business days
Varies by payment processor
Founded
1984
2014
Headquarters
Paris, France
Cupertino, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
—
Features
Apple Pay leads (3 vs 2)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Payment Methods
Ingenico leads (23 vs 5)
Afterpay Unique
✓
—
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bnpl Unique
✓
—
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Nfc
✓
✓
Paypal Unique
✓
—
Qr Code Unique
✓
—
Samsung Pay Unique
✓
—
Sepa Unique
✓
—
Sofort Unique
✓
—
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Regions
Apple Pay leads (8 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Ingenico is best when you...

Global payments
Need Recurring Payments
Not available with Apple Pay
View Ingenico

Apple Pay is best when you...

Mobile & contactless payments
Need Instant Payout
Not available with Ingenico
Need Low Fees
Not available with Ingenico
Want coverage in Africa, Middle East, Oceania, Southeast Asia
Ingenico doesn't cover these regions
View Apple Pay

Frequently Asked Questions

What is the difference between Ingenico and Apple Pay?
They share 5 payment methods and 4 regions. Ingenico adds Afterpay, Alipay, Amex and 15 more that Apple Pay does not list; Apple Pay also covers Africa, Middle East and 2 more; only Ingenico offers Recurring Payments; only Apple Pay offers Instant Payout, Low Fees.
Which is cheaper, Ingenico or Apple Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Ingenico and Apple Pay?
Ingenico lists 4 regions and 23 payment methods; Apple Pay lists 8 and 5. both cover Asia, Europe, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ingenico and Apple Pay compare on integration and settlement?
both offer a sandbox; Ingenico supports webhooks; Ingenico settles in 2–3 business days, Apple Pay in Varies by payment processor.

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