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Ingenico

Ingenico

Global payments

VS

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

DECTA
Fees from
Custom vs —
Features

2 shared

Regions

4 shared

4 unique to DECTA
Pay methods

9 shared

14 unique to Ingenico · 3 unique to DECTA

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2 features · 26 payment methods · 8 regions. We don't rank these — they're here for reference.
Ingenico Ingenico
DECTA DECTA
Quick Facts
Fees
Standard transaction rate
Custom
—
Settlement
Time to receive funds
2–3 business days
Next business day
Founded
1984
2015
Headquarters
Paris, France
London, GB
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Enterprise
✓
✓
Recurring Payments
✓
✓
Payment Methods
Ingenico leads (23 vs 12)
Afterpay Unique
✓
—
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
✓
—
Jcb Unique
✓
—
Klarna
✓
✓
Mastercard
✓
✓
Nfc Unique
✓
—
Open Banking Unique
—
✓
Paypal
✓
✓
Qr Code Unique
✓
—
Samsung Pay
✓
✓
Sepa Unique
✓
—
Sofort Unique
✓
—
Unionpay Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
DECTA leads (8 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Ingenico is best when you...

Global payments
View Ingenico

DECTA is best when you...

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe
Want coverage in Africa, Middle East, Oceania, Southeast Asia
Ingenico doesn't cover these regions
View DECTA

Frequently Asked Questions

What is the difference between Ingenico and DECTA?
They share 9 payment methods and 4 regions. Ingenico adds Afterpay, Buy Now Pay Later, Contactless and 11 more that DECTA does not list; DECTA adds Bank Transfer, Open Banking, UnionPay that Ingenico does not list; DECTA also covers Africa, Middle East and 2 more.
Which is cheaper, Ingenico or DECTA?
Ingenico has custom pricing quoted on engagement; DECTA has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Ingenico and DECTA?
Ingenico lists 4 regions and 23 payment methods; DECTA lists 8 and 12. both cover Asia, Europe, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ingenico and DECTA compare on integration and settlement?
Ingenico offers a sandbox, DECTA does not list one; Ingenico supports webhooks; Ingenico settles in 2–3 business days, DECTA in Next business day.

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