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Ingenico

Ingenico

Global payments

VS

Google Pay

Android Mobile Payments

Google Pay
Fees from
Custom vs Free for consumers, merchant fees via processor
Features

0 shared

2 unique to Ingenico · 1 unique to Google Pay
Regions

3 shared

1 unique to Ingenico · 1 unique to Google Pay
Pay methods

3 shared

20 unique to Ingenico · 1 unique to Google Pay

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Show full specs
3 features · 24 payment methods · 5 regions. We don't rank these — they're here for reference.
Ingenico Ingenico
Google Pay Google Pay
Quick Facts
Fees
Standard transaction rate
Custom
Free for consumers, merchant fees via processor
Settlement
Time to receive funds
2–3 business days
Same day
Founded
1984
2015
Headquarters
Paris, France
Mountain View, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Ingenico leads (2 vs 1)
Enterprise Unique
✓
—
Instant Payout Unique
—
✓
Recurring Payments Unique
✓
—
Payment Methods
Ingenico leads (23 vs 4)
Afterpay Unique
✓
—
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Nfc Unique
✓
—
Paypal Unique
✓
—
Qr Code Unique
✓
—
Samsung Pay Unique
✓
—
Sepa Unique
✓
—
Sofort Unique
✓
—
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Regions
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
North America
✓
✓
Oceania Unique
—
✓

Ingenico is best when you...

Global payments
Need Enterprise
Not available with Google Pay
Need Recurring Payments
Not available with Google Pay
Want coverage in Latin America
Google Pay doesn't cover this region
View Ingenico

Google Pay is best when you...

Android Mobile Payments
Need Instant Payout
Not available with Ingenico
Want coverage in Oceania
Ingenico doesn't cover this region
View Google Pay

Frequently Asked Questions

What is the difference between Ingenico and Google Pay?
They share 3 payment methods and 3 regions. Ingenico adds Afterpay, Alipay, Amex and 17 more that Google Pay does not list; Google Pay adds Bank Transfer that Ingenico does not list; Ingenico also covers Latin America; Google Pay also covers Oceania.
Which is cheaper, Ingenico or Google Pay?
Ingenico has custom pricing quoted on engagement; Google Pay has published rates from Free for consumers, merchant fees via processor. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Ingenico and Google Pay?
Ingenico lists 4 regions and 23 payment methods; Google Pay lists 4 and 4. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ingenico and Google Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Ingenico settles in 2–3 business days, Google Pay in Same day.

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