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InstaMed

InstaMed

Healthcare Payment Network

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to InstaMed · 5 unique to A-Pay
Regions

0 shared

1 unique to InstaMed · 6 unique to A-Pay
Pay methods

4 shared

2 unique to InstaMed · 15 unique to A-Pay

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
InstaMed InstaMed
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2004
2021
Headquarters
Philadelphia, Pennsylvania
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 6)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

InstaMed is best when you...

Healthcare Payment Network
Need Enterprise
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View InstaMed

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with InstaMed
Need High Risk Accepted
Not available with InstaMed
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
InstaMed doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between InstaMed and A-Pay?
They share 4 payment methods and 0 regions. InstaMed adds Contactless, Debit Card that A-Pay does not list; A-Pay adds Alipay, Amex, Bank Transfer and 12 more that InstaMed does not list; InstaMed also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, InstaMed or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use InstaMed and A-Pay?
InstaMed lists 1 region and 6 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do InstaMed and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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