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Instamojo

Instamojo

Indian Small Business

VS

BENKER

Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.

BENKER
Fees from
2%–3% + 3 INR vs Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published
Features

0 shared

1 unique to Instamojo
Regions

0 shared

1 unique to Instamojo
Pay methods

0 shared

5 unique to Instamojo · 9 unique to BENKER
On region

Instamojo covers 1 regions; BENKER covers 0. Verify directly with each provider before signing.

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Show full specs
1 features · 14 payment methods · 1 regions. We don't rank these — they're here for reference.
Instamojo Instamojo
BENKER BENKER
Quick Facts
Fees
Standard transaction rate
2%–3% + 3 INR
Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published
Settlement
Time to receive funds
3 business days
—
Founded
2012
—
Headquarters
Bangalore, India
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Instamojo leads (1 vs 0)
Startup Friendly Unique
✓
—
Payment Methods
BENKER leads (9 vs 5)
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Mastercard Unique
—
✓
Open Banking Unique
—
✓
Sepa Unique
—
✓
Sepa Instant Unique
—
✓
Upi Unique
✓
—
Virtual Account Unique
—
✓
Visa Unique
—
✓
Regions
Instamojo leads (1 vs 0)
Asia Unique
✓
—

Instamojo is best when you...

Indian Small Business
Need Startup Friendly
Not available with BENKER
Want coverage in Asia
BENKER doesn't cover this region
View Instamojo

BENKER is best when you...

Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.
View BENKER

Frequently Asked Questions

What is the difference between Instamojo and BENKER?
They share 0 payment methods and 0 regions. Instamojo adds Buy Now Pay Later, Credit Card, Debit Card and 2 more that BENKER does not list; BENKER adds Apple Pay, Bank Transfer, Google Pay and 6 more that Instamojo does not list; Instamojo also covers Asia; only Instamojo offers Startup Friendly.
Which is cheaper, Instamojo or BENKER?
Instamojo has published rates from 2%–3% + 3 INR; BENKER has published rates from Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Instamojo and BENKER?
Instamojo lists 1 region and 5 payment methods; BENKER lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Instamojo and BENKER compare on integration and settlement?
Instamojo offers a sandbox, BENKER does not list one; Instamojo supports webhooks; Instamojo publishes a settlement time of 3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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