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InstaReM

InstaReM

APAC Cross-Border Payments

VS

Checkout.com

Global Performance

Checkout.com
Fees from
— vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

1 unique to InstaReM · 3 unique to Checkout.com
Regions

3 shared

5 unique to Checkout.com
Pay methods

0 shared

4 unique to InstaReM · 35 unique to Checkout.com
On settlement

InstaReM settles in Instant to 2 business days; Checkout.com settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
InstaReM InstaReM
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
—
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
Instant to 2 business days
1–3 business days
Founded
2014
2012
Headquarters
Singapore
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Checkout.com leads (8 vs 3)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania
✓
✓
Southeast Asia
✓
✓

InstaReM is best when you...

APAC Cross-Border Payments
Need Low Fees
Not available with Checkout.com
View InstaReM

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with InstaReM
Need Instant Sandbox
Not available with InstaReM
Want coverage in Africa, Europe, Latin America, Middle East, North America
InstaReM doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between InstaReM and Checkout.com?
They share 0 payment methods and 3 regions. InstaReM adds Bank Transfer, Credit Card, Debit Card and 1 more that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 32 more that InstaReM does not list; Checkout.com also covers Africa, Europe and 3 more; only InstaReM offers Low Fees.
Which is cheaper, InstaReM or Checkout.com?
InstaReM has no published rate; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use InstaReM and Checkout.com?
InstaReM lists 3 regions and 4 payment methods; Checkout.com lists 8 and 35. both cover Asia, Oceania, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do InstaReM and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, InstaReM does not list one; both support webhooks; InstaReM settles in Instant to 2 business days, Checkout.com in 1–3 business days.

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