Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Interswitch

Interswitch

Nigerian Digital Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
1.5% (capped at NGN 2,000) vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

4 unique to Interswitch · 5 unique to Alipay
On region

Alipay covers 8 regions; Interswitch covers 1. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
2 features · 11 payment methods · 8 regions. We don't rank these — they're here for reference.
Interswitch Interswitch
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1.5% (capped at NGN 2,000)
Custom
Settlement
Time to receive funds
Next business day
Next business day
Founded
2002
2004
Headquarters
Lagos, Nigeria
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
Alipay leads (7 vs 6)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Interswitch is best when you...

Nigerian Digital Payments
View Interswitch

Alipay is best when you...

Chinese Consumers
Need Instant Payout
Not available with Interswitch
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Interswitch doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Interswitch and Alipay?
They share 2 payment methods and 1 region. Interswitch adds Bank Transfer, Mobile Money, USSD and 1 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that Interswitch does not list; Alipay also covers Asia, Europe and 5 more; only Alipay offers Instant Payout.
Which is cheaper, Interswitch or Alipay?
Interswitch has published rates from 1.5% (capped at NGN 2,000); Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Interswitch and Alipay?
Interswitch lists 1 region and 6 payment methods; Alipay lists 8 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Interswitch and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Interswitch settles in Next business day, Alipay in Next business day.

Are you Interswitch or Alipay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →