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Interswitch

Interswitch

Nigerian Digital Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
1.5% (capped at NGN 2,000) vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

3 shared

3 unique to Interswitch · 7 unique to dLocal

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Show full specs
2 features · 13 payment methods · 4 regions. We don't rank these — they're here for reference.
Interswitch Interswitch
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
1.5% (capped at NGN 2,000)
3-7% all-inclusive
Settlement
Time to receive funds
Next business day
2–7 business days
Founded
2002
2016
Headquarters
Lagos, Nigeria
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
dLocal leads (10 vs 6)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Interswitch is best when you...

Nigerian Digital Payments
View Interswitch

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with Interswitch
Want coverage in Asia, Latin America, Middle East
Interswitch doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Interswitch and dLocal?
They share 3 payment methods and 1 region. Interswitch adds Mobile Money, USSD, Verve that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that Interswitch does not list; dLocal also covers Asia, Latin America and 1 more; only dLocal offers Instant Payout.
Which is cheaper, Interswitch or dLocal?
Interswitch has published rates from 1.5% (capped at NGN 2,000); dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Interswitch and dLocal?
Interswitch lists 1 region and 6 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Interswitch and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Interswitch settles in Next business day, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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