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Interswitch

Interswitch

Nigerian Digital Payments

VS

Google Pay

Android Mobile Payments

Google Pay
Fees from
1.5% (capped at NGN 2,000) vs Free for consumers, merchant fees via processor
Features

0 shared

1 unique to Interswitch · 1 unique to Google Pay
Regions

0 shared

1 unique to Interswitch · 4 unique to Google Pay
Pay methods

1 shared

5 unique to Interswitch · 3 unique to Google Pay

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Show full specs
2 features · 9 payment methods · 5 regions. We don't rank these — they're here for reference.
Interswitch Interswitch
Google Pay Google Pay
Quick Facts
Fees
Standard transaction rate
1.5% (capped at NGN 2,000)
Free for consumers, merchant fees via processor
Settlement
Time to receive funds
Next business day
Same day
Founded
2002
2015
Headquarters
Lagos, Nigeria
Mountain View, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Instant Payout Unique
—
✓
Payment Methods
Interswitch leads (6 vs 4)
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
—
✓
Mastercard Unique
✓
—
Mobile Money Unique
✓
—
Ussd Unique
✓
—
Verve Unique
✓
—
Visa Unique
✓
—
Regions
Google Pay leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Europe Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓

Interswitch is best when you...

Nigerian Digital Payments
Need Enterprise
Not available with Google Pay
Want coverage in Africa
Google Pay doesn't cover this region
View Interswitch

Google Pay is best when you...

Android Mobile Payments
Need Instant Payout
Not available with Interswitch
Want coverage in Asia, Europe, North America, Oceania
Interswitch doesn't cover these regions
View Google Pay

Frequently Asked Questions

What is the difference between Interswitch and Google Pay?
They share 1 payment method and 0 regions. Interswitch adds Mastercard, Mobile Money, USSD and 2 more that Google Pay does not list; Google Pay adds Credit Card, Debit Card, Google Pay that Interswitch does not list; Interswitch also covers Africa; Google Pay also covers Asia, Europe and 2 more.
Which is cheaper, Interswitch or Google Pay?
Interswitch has published rates from 1.5% (capped at NGN 2,000); Google Pay has published rates from Free for consumers, merchant fees via processor. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Interswitch and Google Pay?
Interswitch lists 1 region and 6 payment methods; Google Pay lists 4 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Interswitch and Google Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Interswitch settles in Next business day, Google Pay in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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