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Invoice Cloud

Invoice Cloud

Utility & Government Billing

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Custom vs 2.3-2.9% + $0.30 (typical)
Features

2 shared

2 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

3 shared

2 unique to Invoice Cloud · 32 unique to Checkout.com
On region

Checkout.com covers 8 regions; Invoice Cloud covers 1. Verify directly with each provider before signing.

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Show full specs
4 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Invoice Cloud Invoice Cloud
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Custom
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
—
1–3 business days
Founded
2009
2012
Headquarters
Braintree, Massachusetts
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Payment Methods
Checkout.com leads (35 vs 5)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal
✓
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo
✓
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Invoice Cloud is best when you...

Utility & Government Billing
View Invoice Cloud

Checkout.com is best when you...

Global Performance
Need Instant Payout
Not available with Invoice Cloud
Need Instant Sandbox
Not available with Invoice Cloud
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Invoice Cloud doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Invoice Cloud and Checkout.com?
They share 3 payment methods and 1 region. Invoice Cloud adds Credit Card, Debit Card that Checkout.com does not list; Checkout.com adds Alipay, Amex, Apple Pay and 29 more that Invoice Cloud does not list; Checkout.com also covers Africa, Asia and 5 more; only Checkout.com offers Instant Payout, Instant Sandbox.
Which is cheaper, Invoice Cloud or Checkout.com?
Invoice Cloud has custom pricing quoted on engagement; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Invoice Cloud and Checkout.com?
Invoice Cloud lists 1 region and 5 payment methods; Checkout.com lists 8 and 35. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Invoice Cloud and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, Invoice Cloud does not list one; both support webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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