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Invoice Ninja

Invoice Ninja

Open-Source Invoicing

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Free open-source; Pro from $10/month vs Custom
Features

3 shared

2 unique to A-Pay
Regions

1 shared

1 unique to Invoice Ninja · 5 unique to A-Pay
Pay methods

8 shared

1 unique to Invoice Ninja · 11 unique to A-Pay
On region

A-Pay covers 6 regions; Invoice Ninja covers 2. Verify directly with each provider before signing.

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Show full specs
5 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Invoice Ninja Invoice Ninja
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Free open-source; Pro from $10/month
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2014
2021
Headquarters
Sydney, Australia
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 3)
Crypto Support
✓
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 9)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto
✓
✓
Debit Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Invoice Ninja is best when you...

Open-Source Invoicing
Want coverage in North America
A-Pay doesn't cover this region
View Invoice Ninja

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need High Risk Accepted
Not available with Invoice Ninja
Need Instant Sandbox
Not available with Invoice Ninja
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
Invoice Ninja doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Invoice Ninja and A-Pay?
They share 8 payment methods and 1 region. Invoice Ninja adds Debit Card that A-Pay does not list; A-Pay adds Alipay, Amex, iDEAL and 8 more that Invoice Ninja does not list; Invoice Ninja also covers North America; A-Pay also covers Africa, Asia and 3 more.
Which is cheaper, Invoice Ninja or A-Pay?
Invoice Ninja has published rates from Free open-source; Pro from $10/month; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Invoice Ninja and A-Pay?
Invoice Ninja lists 2 regions and 9 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Invoice Ninja and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Invoice Ninja does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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