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iPay Africa

iPay Africa

East African Payment Gateway

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

2 shared

1 unique to iPay Africa · 8 unique to dLocal

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2 features · 11 payment methods · 4 regions. We don't rank these — they're here for reference.
iPay Africa iPay Africa
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2010
2016
Headquarters
Nairobi, Kenya
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
dLocal leads (10 vs 3)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

iPay Africa is best when you...

East African Payment Gateway
View iPay Africa

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with iPay Africa
Want coverage in Asia, Latin America, Middle East
iPay Africa doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between iPay Africa and dLocal?
They share 2 payment methods and 1 region. iPay Africa adds Mobile Money that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 5 more that iPay Africa does not list; dLocal also covers Asia, Latin America and 1 more; only dLocal offers Enterprise.
Which is cheaper, iPay Africa or dLocal?
iPay Africa has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use iPay Africa and dLocal?
iPay Africa lists 1 region and 3 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do iPay Africa and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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