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IPay.ua

IPay.ua

Ukrainian Card Acquiring

VS

ChowNow

Restaurant Online Ordering

ChowNow
Fees from
Per-transaction vs 2.95% + $0.29 per transaction; $119-$499 setup fee
Features

0 shared

1 unique to IPay.ua · 1 unique to ChowNow
Regions

0 shared

1 unique to IPay.ua · 1 unique to ChowNow
Pay methods

2 shared

2 unique to IPay.ua · 2 unique to ChowNow
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 6 payment methods · 2 regions. We don't rank these — they're here for reference.
IPay.ua IPay.ua
ChowNow ChowNow
Quick Facts
Fees
Standard transaction rate
Per-transaction
2.95% + $0.29 per transaction; $119-$499 setup fee
Settlement
Time to receive funds
—
—
Founded
2010
2011
Headquarters
Kyiv, Ukraine
Los Angeles, California
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Enterprise Unique
✓
—
Low Fees Unique
—
✓
Payment Methods
Amex Unique
—
✓
Apple Pay Unique
✓
—
Discover Unique
—
✓
Google Pay Unique
✓
—
Mastercard
✓
✓
Visa
✓
✓
Regions
Europe Unique
✓
—
North America Unique
—
✓

IPay.ua is best when you...

Ukrainian Card Acquiring
Need Enterprise
Not available with ChowNow
Want coverage in Europe
ChowNow doesn't cover this region
View IPay.ua

ChowNow is best when you...

Restaurant Online Ordering
Need Low Fees
Not available with IPay.ua
Want coverage in North America
IPay.ua doesn't cover this region
View ChowNow

Frequently Asked Questions

What is the difference between IPay.ua and ChowNow?
They share 2 payment methods and 0 regions. IPay.ua adds Apple Pay, Google Pay that ChowNow does not list; ChowNow adds Amex, Discover that IPay.ua does not list; IPay.ua also covers Europe; ChowNow also covers North America.
Which is cheaper, IPay.ua or ChowNow?
IPay.ua has published rates from Per-transaction; ChowNow has published rates from 2.95% + $0.29 per transaction; $119-$499 setup fee. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use IPay.ua and ChowNow?
IPay.ua lists 1 region and 4 payment methods; ChowNow lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do IPay.ua and ChowNow compare on integration and settlement?
IPay.ua offers a sandbox, ChowNow does not list one; IPay.ua supports webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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