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iPay88

iPay88

Malaysian Payment Gateway

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 1.5% per transaction vs Custom
Features

0 shared

1 unique to iPay88 · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

0 shared

4 unique to iPay88 · 18 unique to A-Pay
On licensing

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Show full specs
6 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
iPay88 iPay88
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 1.5% per transaction
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2006
2021
Headquarters
Kuala Lumpur, Malaysia
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (18 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Fpx Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia
✓
✓

iPay88 is best when you...

Malaysian Payment Gateway
Need Enterprise
Not available with A-Pay
View iPay88

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with iPay88
Need High Risk Accepted
Not available with iPay88
Want coverage in Africa, Asia, Europe, Latin America, Middle East
iPay88 doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between iPay88 and A-Pay?
iPay88 is best for Malaysian Payment Gateway, while A-Pay is best for Global Multi-Currency Payment Gateway. iPay88 charges From 1.5% per transaction and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, iPay88 or A-Pay?
iPay88 charges From 1.5% per transaction while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both iPay88 and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. iPay88 and A-Pay can complement each other.
How do iPay88 and A-Pay differ in their focus?
iPay88 is focused on Malaysian Payment Gateway, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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