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iPaymu

iPaymu

Indonesian SME Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
From 2% per transaction vs 3-7% all-inclusive
Features

0 shared

2 unique to iPaymu · 2 unique to dLocal
Regions

0 shared

1 unique to iPaymu · 4 unique to dLocal
Pay methods

2 shared

5 unique to iPaymu · 8 unique to dLocal
On payment methods

dLocal supports 10 payment methods, 3 more than iPaymu. Verify directly with each provider before signing.

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Show full specs
4 features · 15 payment methods · 5 regions. We don't rank these — they're here for reference.
iPaymu iPaymu
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
From 2% per transaction
3-7% all-inclusive
Settlement
Time to receive funds
Same day
2–7 business days
Founded
2012
2016
Headquarters
Jakarta, Indonesia
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 7)
Amex Unique
—
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Cash
✓
✓
Credit Card Unique
✓
—
Digital Wallet Unique
—
✓
Direct Debit Unique
✓
—
Mastercard Unique
—
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Virtual Account Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
✓
—

iPaymu is best when you...

Indonesian SME Payments
Need Recurring Payments
Not available with dLocal
Need Startup Friendly
Not available with dLocal
Want coverage in Southeast Asia
dLocal doesn't cover this region
View iPaymu

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with iPaymu
Need Instant Payout
Not available with iPaymu
Want coverage in Africa, Asia, Latin America, Middle East
iPaymu doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between iPaymu and dLocal?
They share 2 payment methods and 0 regions. iPaymu adds Buy Now Pay Later, Credit Card, Direct Debit and 2 more that dLocal does not list; dLocal adds Amex, Boleto, Digital Wallet and 5 more that iPaymu does not list; iPaymu also covers Southeast Asia; dLocal also covers Africa, Asia and 2 more.
Which is cheaper, iPaymu or dLocal?
iPaymu has published rates from From 2% per transaction; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use iPaymu and dLocal?
iPaymu lists 1 region and 7 payment methods; dLocal lists 4 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do iPaymu and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; iPaymu settles in Same day, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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