Januar

Januar

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.

VS

Epsilon (Japan)

Japanese E-Commerce PSP

Epsilon (Japan)
Fees from
— vs 3.6% per transaction
Features

0 shared

3 unique to Epsilon (Japan)
Regions

0 shared

1 unique to Epsilon (Japan)
Pay methods

2 shared

2 unique to Januar · 2 unique to Epsilon (Japan)
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 6 payment methods · 1 regions. We don't rank these — they're here for reference.
Januar Januar
Epsilon (Japan) Epsilon (Japan)
Quick Facts
Fees
Standard transaction rate
—
3.6% per transaction
Settlement
Time to receive funds
—
2–3 business days
Founded
—
2002
Headquarters
—
Japan
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Epsilon (Japan) leads (3 vs 0)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Bank Transfer
✓
✓
Crypto
✓
✓
Lightning Network Unique
✓
—
Mastercard Unique
—
✓
Sepa Unique
✓
—
Visa Unique
—
✓
Regions
Epsilon (Japan) leads (1 vs 0)
Asia Unique
—
✓

Januar is best when you...

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.
View Januar

Epsilon (Japan) is best when you...

Japanese E-Commerce PSP
Need Crypto Support
Not available with Januar
Need Enterprise
Not available with Januar
Want coverage in Asia
Januar doesn't cover this region
View Epsilon (Japan)

Frequently Asked Questions

What is the difference between Januar and Epsilon (Japan)?
They share 2 payment methods and 0 regions. Januar adds Lightning Network, SEPA that Epsilon (Japan) does not list; Epsilon (Japan) adds Mastercard, Visa that Januar does not list; Epsilon (Japan) also covers Asia; only Epsilon (Japan) offers Crypto Support, Enterprise and 1 more.
Which is cheaper, Januar or Epsilon (Japan)?
Januar has no published rate; Epsilon (Japan) has published rates from 3.6% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Januar and Epsilon (Japan)?
Januar lists 0 regions and 4 payment methods; Epsilon (Japan) lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Januar and Epsilon (Japan) compare on integration and settlement?
Epsilon (Japan) offers a sandbox, Januar does not list one; Epsilon (Japan) supports webhooks; Epsilon (Japan) publishes a settlement time of 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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