Januar

Januar

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
— vs Custom
Features

0 shared

1 unique to FIS
Regions

0 shared

6 unique to FIS
Pay methods

1 shared

3 unique to Januar · 13 unique to FIS
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
1 features · 17 payment methods · 6 regions. We don't rank these — they're here for reference.
Januar Januar
FIS FIS
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
1968
Headquarters
—
Jacksonville, Florida, United States
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
FIS leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
FIS leads (14 vs 4)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Lightning Network Unique
✓
—
Mastercard Unique
—
✓
Sepa Unique
✓
—
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions
FIS leads (6 vs 0)
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Januar is best when you...

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.
View Januar

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Januar
Want coverage in Asia, Europe, Latin America, North America, Oceania, Southeast Asia
Januar doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Januar and FIS?
They share 1 payment method and 0 regions. Januar adds Crypto, Lightning Network, SEPA that FIS does not list; FIS adds ACH, Amex, Apple Pay and 10 more that Januar does not list; FIS also covers Asia, Europe and 4 more; only FIS offers Enterprise.
Which is cheaper, Januar or FIS?
Januar has no published rate; FIS has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Januar and FIS?
Januar lists 0 regions and 4 payment methods; FIS lists 6 and 14. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Januar and FIS compare on integration and settlement?
FIS offers a sandbox, Januar does not list one; FIS supports webhooks; FIS publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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