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Januar

Januar

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.

VS

HesabPay

Afghan remittances and digital payments

HesabPay
Fees from
— vs 0.5-2% for transactions
Features

0 shared

3 unique to HesabPay
Regions

0 shared

2 unique to HesabPay
Pay methods

1 shared

3 unique to Januar · 4 unique to HesabPay

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Show full specs
3 features · 8 payment methods · 2 regions. We don't rank these — they're here for reference.
Januar Januar
HesabPay HesabPay
Quick Facts
Fees
Standard transaction rate
—
0.5-2% for transactions
Settlement
Time to receive funds
—
Instant
Founded
—
2016
Headquarters
—
Kabul, Afghanistan
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
HesabPay leads (3 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
HesabPay leads (5 vs 4)
Bank Transfer Unique
✓
—
Crypto
✓
✓
Digital Wallet Unique
—
✓
Lightning Network Unique
✓
—
Mastercard Unique
—
✓
Sepa Unique
✓
—
Ussd Unique
—
✓
Visa Unique
—
✓
Regions
HesabPay leads (2 vs 0)
Asia Unique
—
✓
Middle East Unique
—
✓

Januar is best when you...

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.
View Januar

HesabPay is best when you...

Afghan remittances and digital payments
Need Crypto Support
Not available with Januar
Need High Risk Accepted
Not available with Januar
Want coverage in Asia, Middle East
Januar doesn't cover these regions
View HesabPay

Frequently Asked Questions

What is the difference between Januar and HesabPay?
They share 1 payment method and 0 regions. Januar adds Bank Transfer, Lightning Network, SEPA that HesabPay does not list; HesabPay adds Digital Wallet, Mastercard, USSD and 1 more that Januar does not list; HesabPay also covers Asia, Middle East; only HesabPay offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, Januar or HesabPay?
Januar has no published rate; HesabPay has published rates from 0.5-2% for transactions. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Januar and HesabPay?
Januar lists 0 regions and 4 payment methods; HesabPay lists 2 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Januar and HesabPay compare on integration and settlement?
HesabPay publishes a settlement time of Instant.

Are you Januar or HesabPay?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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