JazzCash

JazzCash

Pakistani Mobile Money

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1.5%-2.5% for merchants vs Custom
Features

1 shared

1 unique to JazzCash · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

1 shared

5 unique to JazzCash · 18 unique to A-Pay
On region

A-Pay covers 6 regions; JazzCash covers 1. Verify directly with each provider before signing.

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Show full specs
6 features · 24 payment methods · 6 regions. We don't rank these — they're here for reference.
JazzCash JazzCash
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1.5%-2.5% for merchants
Custom
Settlement
Time to receive funds
Near-instant
1–2 business days
Founded
2012
2021
Headquarters
Islamabad, Pakistan
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Direct Debit Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Voucher Unique
✓
—
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

JazzCash is best when you...

Pakistani Mobile Money
Need Instant Payout
Not available with A-Pay
View JazzCash

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with JazzCash
Need High Risk Accepted
Not available with JazzCash
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
JazzCash doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between JazzCash and A-Pay?
They share 1 payment method and 1 region. JazzCash adds Debit Card, Direct Debit, Mobile Wallet and 2 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that JazzCash does not list; A-Pay also covers Africa, Europe and 3 more; only JazzCash offers Instant Payout.
Which is cheaper, JazzCash or A-Pay?
JazzCash has published rates from 1.5%-2.5% for merchants; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use JazzCash and A-Pay?
JazzCash lists 1 region and 6 payment methods; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do JazzCash and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; JazzCash settles in Near-instant, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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