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KakaoPay

KakaoPay

Korean Digital Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
~1.5-2.5% vs Custom
Features

1 shared

1 unique to KakaoPay · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

3 shared

2 unique to KakaoPay · 4 unique to Alipay

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Show full specs
3 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
KakaoPay KakaoPay
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
~1.5-2.5%
Custom
Settlement
Time to receive funds
Next business day
Next business day
Founded
2014
2004
Headquarters
Seongnam, South Korea
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 5)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
✓
—
Mastercard
✓
✓
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

KakaoPay is best when you...

Korean Digital Payments
Need Startup Friendly
Not available with Alipay
View KakaoPay

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with KakaoPay
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
KakaoPay doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between KakaoPay and Alipay?
They share 3 payment methods and 1 region. KakaoPay adds Bank Transfer, KakaoPay that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 1 more that KakaoPay does not list; Alipay also covers Africa, Europe and 5 more; only KakaoPay offers Startup Friendly.
Which is cheaper, KakaoPay or Alipay?
KakaoPay has published rates from ~1.5-2.5%; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use KakaoPay and Alipay?
KakaoPay lists 1 region and 5 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do KakaoPay and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; KakaoPay settles in Next business day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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